Pathway to Zero Trend
Become the hero of your organization’s health strategy. Discover how two industry-leading partners are combining the power of population health management and strategic benefit consulting—empowering you to achieve a guaranteed 0% growth trend on your health insurance benefit spending.
Do not accept that your healthcare spending will inevitably increase.
We provide straightforward solutions to bring your company's health expenses back under control and give you a Pathway to Zero increases in your healthcare spending.
Areas of Focus
How we Build Your 0% Plan
Functional Contracts
Ensure TPA/Carrier, PBM contracts have best in class terms, conditions and language
Find fraud, waste, and abuse within your current contracts
Does your current broker/consultant contracts and behaviors follow Health Rosetta™ employer bill of rights?
Population Health Risk Reduction
Review and understand of the current health risks of your employees
Engage "high-risk" employees and prevent disease from progressing to costly hospitalizations and surgeries
Employer Specific Plan Designs
Let the Data guide your savings
A strategic plan designed to meet your company specifically.
Ongoing member support via active engagement
Why Optimize Your Employee Benefits
Spending More and Getting Less
Employer health insurance premiums are up 7% annually for past 2 years with premiums for family coverage reaching nearly $25,000/year. Employees are burdened by higher out-of-pocket costs and payroll contributions impacting not only their physical health but also their financial health and mental wellbeing.
Comprehensive Plan Analysis
Too Much Waste
Poor contracting and oversight by employers and their broker/consultants leads to potential waste of $1,000 per enrolled employee per year.
Current population health programs are not designed to identify the hidden risk in a population nor provide the appropriate care pathways for members needing care.
Allow us to Review
Engage the Pathway to Zero™ team to conduct an evaluation of your current contracts, population risk and current medical and pharmacy trend to determine the opportunity for improvements with your current medical and pharmacy programs.
Health Costs Climb Fast.
At Pathway to Zero Trend, we cut through the noise and churn of rising health insurance premiums for employers across America. We've got the grit and determination to challenge the status quo and forge a simpler path for businesses burdened by escalating costs. Our mission is straightforward—anchor values of transparency and efficiency in helping employers navigate this complex landscape, so they can focus on what truly matters: their people. With an unwavering resolve, we aim to dismantle the barriers between companies and affordable healthcare solutions, lighting the way to sustainable benefits for all.